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5 Smart Ways to Spend Your Tax Refund

Debt, Investing

5 Smart Ways to Spend Your Tax Refund

Tax season is already almost over with a first deadline to file your taxes on April, 18 for people in the US and May, 1 for people in Canada. This year nearly 70% of all taxpayers are expected to receive a refund check. But when looked closely, what people actually do (or at least plan to do) …

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Why Interest is Killing Your Net Worth

Debt, Saving

Why Interest is Killing Your Net Worth

When you hear the words “net worth”, you may start to think about what your life is worth in a sense. Typically, your net worth is a complete picture of your financial soundness and where you stand when it comes to your assets, debts, and more. If you ever want to learn what your net worth is, …

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Why You Need An Emergency Fund

Debt, Saving

Why You Need An Emergency Fund

Why is it so important to have an emergency fund? Emergencies are (unfortunately?) part of life, so should be an emergency fund. Whether it is for an unexpected medical bill not covered by your insurance plan, or in case your car suddenly breaks down. How do people plan on paying such bills without going into debt or …