9 Must Read Personal Finance Books In Your Twenties

Investing, Saving4 Comments

8 Must Read Personal Finance Books In Your Twenties

Your twenties are definitely the decade of changes for most people. With so much new responsibilities in your life, whether it be a new house or maybe you have started a family or you have just landed your dream job, now is the time to finally start to understand how to handle money, and figuring out where to start can be fairly overwhelming sometimes.

Now that we live in a completely connected world, blog posts, like here on Finance For Geek, are definitely a great resource to learn more about personal finance, investing and saving. I’ve stayed away a long time from books, as I didn’t feel like this was something interesting or needed. However, I tend to enjoy more and more opening a good book and learn the old fashioned way from time to time.

People in their 20s want easy-to-read books that will teach them the basics of investing, the best way to budget, and how to finally pay off those student loans. But not all books are created equal and there are so many books out there that this can sometimes feel overwhelming when searching for a good read. In fact, there are more personal finance books for sale than anyone could possibly ever read!

That’s why I wanted to share with you today my thoughts on the top nine personal finance books you should read before your 30s. These nine books are great, but there are so many more which I could not include here!

As I’ve already read them I thought it would be a nice idea to give one to a reader/follower as a thank you! Below you’ll find a quick contest where you have to comment this post or follow me on twitter, and the winner will get his own copy of one of the books listed here (all of this is randomized and the winner will be notified automatically in two weeks).

So here it is, my list of 9 must read personal finance books which you should read in your twenties. I hope you’ll enjoy reading them as much as I did!

1. The Wealthy Barber Returns

The Wealthy Barber Returns

Author: David Chilton

If you’ve always thought of money as a dry and dusty subject, let David Chilton show you just how interesting it can be. While you’re at it, learn a thing or two about your personal motivation and how to point it in the right direction. This book had so many important things to know and accept about finances, but it wasn’t as boring as you would think due to the dashes of humor thrown in on every page!

2. I Will Teach You To Be Rich

I Will Teach You To Be Rich

Author: Ramit Sethi

I Will Teach You To Be Rich, is Ramit Sethi’s 6-week personal finance program for 20-to-35-year-olds. As a practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance – banking, saving, budgeting, and investing.

3. The Millionaire Next Door

The Millionaire Next Door

Author: Thomas J. Stanley and‎ William D. Danko

The Millionaire Next Door is built on years of research, on a body of statistics and case studies and it profiles people who have already become millionaires. Most books focus on only one side of the wealth equation: spending less or earning more. It’s refreshing to read a book that makes it clear that both are required to succeed.

4. The Automatic Millionaire

The Automatic Millionaire

Author: David Bach

If you’re not familiar with the foundations of personal finance and want to start accumulating wealth: this is a fantastic book to get started with. David Bach covers all the basic things you need to know to be successful at managing your money. Overall great tips and easy to implement ideas!

5. The Total Money Makeover

The Total Money Makeover

Author: Dave Ramsey

Dave Ramsey offers practical advice on how to get out of debt. This book is focused on motivating readers to take the necessary steps to become and stay debt free. It is a straightforward book, but some critiques feel that it oversimplifies the process and does not address deeper issues that you may be facing. However, if you are serious about changing your financial situation there is solid advice and a good plan in place.

6. Your Money Or Your Life

Your Money or Your Life

Author: Vicki Robin and Joe Dominguez

Rather than focusing on being rich, this book instead looks deeply at finding the central values in one’s life and realigning your life and money to follow these values. The idea is that most people’s money problems are actually connected to a lack of fundamental direction in their life: they work just to earn money, not because it’s what they love doing.

7. The Money Book For The Young, Fabulous & Broke

The Money Book For The Young, Fabulous & Broke

Author: Suze Orman

Aimed specifically at “Generation Broke” – those in their 20s and 30s who are working yet buried in credit card debt and student loans, this user-friendly guide offers a clear introduction to practical investing and money management techniques that can turn even a disastrous financial situation around.

8. Rich Dad Poor Dad

Rich Dad Poor Dad

Author: Robert T. Kiyosaki

Rich Dad Poor Dad is the story of the author growing up with two dads – his real father and the father of his best friend, his rich dad – and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

8. The Intelligent Investor

The Intelligent Investor

Author: Benjamin Graham

While sections of the original book deal with specific stock recommendations and portfolio strategies that are understandably dated, the bulk of the book’s content provides foundational investing insights. Benjamin Graham outlines principles that are remarkably just as valid today as they were when Graham penned the book.


These nine books are by far my favorite personal finance books (at least at the moment!) and I highly recommend that you read them if you’re just starting to get into the realm of personal finance and would like to improve or consolidate your knowledge. Don’t forget to enter my book giveaway contest at the top if you want to have a chance to win one of these books!

Reading has not always been my favorite hobby, but over the past few years I’ve switched my mind and I’m reading more and more every month and this has allowed me to learn a lot about so many interesting topics related to saving and investing!

– Vincent

What are some of your favorite personal finance books? Any interesting book you would like to add? Let us know in the comments!

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